The third and final round of January 2025 Social Security payments has officially been disbursed, delivering financial relief to millions of Americans. Beneficiaries born between the 21st and 31st should see their checks deposited today. With this year’s 2.5% Cost-of-Living Adjustment (COLA), many recipients will notice higher payments to help offset inflation.
When Were the January Payments Sent?
Social Security benefits follow a staggered payment schedule based on the beneficiary’s birth date:
- January 8: Payments for those born between the 1st and 10th.
- January 15: Payments for those born between the 11th and 20th.
- January 22: Payments for those born between the 21st and 31st.
How Much Will You Receive?
The 2.5% COLA adjustment has increased Social Security benefits for 2025:
- Average Monthly Benefit: Increased from $1,927 in 2024 to $1,976 in 2025.
- Maximum Monthly Benefit: For those retiring at age 70, the maximum payment is now $5,108, up from $4,873 last year.
What About Supplemental Security Income (SSI)?
- December Payment: SSI payments for January were sent out early, on December 31, 2024, due to the New Year’s holiday.
- February Payment: Scheduled for January 31, 2025, as February 1 falls on a weekend.
What to Do If You Didn’t Receive Your Payment
If your payment hasn’t arrived, allow three additional mailing days before contacting the Social Security Administration (SSA). For assistance, call the SSA at 1-800-772-1213 or visit your local Social Security office.
Final Thoughts
With Social Security payments completed for January, millions of Americans are now benefiting from increased monthly amounts. Make sure to check your bank account or mailbox, and contact the SSA if there are any issues with your payment. This year’s COLA adjustment is a reminder of the government’s effort to help beneficiaries keep up with rising costs of living.
